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Kumpulan Materi Persiapan Beasiswa LPDP Magister Luar Negeri

Hi, my beloved readers, (if there are any :D) Today is November 13, 2024, and I finally have the opportunity to write about this. To be honest, I have intended to write it for a long time. However, I just got here, which would make this the appropriate time to share. I live in Liverpool, UK, and am pursuing an MSC in Building Information Modelling and Digital Transformation at the University of Liverpool planning to graduate in September 2025. This is a Brief timeline from preparation until I finally got accepted for the LPDP Scholarship: 1. 1 October 2022 :  First IELTS Course   2. 16 June 2023 : Official IELTS Test, Band 7.0  A picture that I took before the Test IELTS Test Result Announcement 3. 25 June 2023: Apply for LPDP Scholarship 2nd Batch Got my motivation boosted by Mr. Minister Basuki Hadimuljono, he said that his legacy isn't the infrastructure but the PUPR's human resources Pre-LPDP's Interview Selfie 4. 7 November 2023: Failed at LPDP Scholarship 2nd B...

My 2010 journey: a Brief Description about Surabaya Waste Bank

Our foundation is called Bina Bhakti Lingkungan or in English it means devotion and services for the sake of the environment. We are based in Surabaya and were born in 2010 but legalized in 2017. Our program is Bank Sampah Induk Surabaya (Surabaya Central Waste Bank), which has been known as the biggest waste bank in Surabaya. We currently have 25 employees, 346 drop points to collect waste, and more than 5,500 registered participants.  Our mission is to Build Economic Independence and Sustainable Environmental Welfare through the Waste Bank Program, educate people in terms of managing their waste (such us categorizing and cleaning), and give support to indigent participants in the form of money or skill. With our program we hope the society becomes aware of the importance in protecting the environment especially to not litter. In 2022, We have managed to distribute 427.82 tons of waste to the processing factory with 7,693 transactions having been done. In order to accelerate and m...

Memilih Investasi dan Asuransi

Halo para pembaca, dimasa pandemi ini banyak keluarga mulai serius merencanakan keuangan keluarganya. Saya juga mulai melakukan pendalaman utamanya terkait investasi dan proteksi. Sebelum melakukan investasi dan memilih asuransi apa saja yang harus diketahui berikut ringkasan pribadi Saya yang di dapat dari berbagai sumber. Semoga bermanfaat INVESTASI Simpanan, Tabungan, dan Investasi Simpanan Pos melakukan transaksi keuangan operasuonal biaya hidup bulanan secara rutin dan jangka pendek Tempatkan di simpanan yang ditujukan untuk habis digunakan setiap bulannya Untuk kebutuhan <1 tahun Tabungan  Untuk kebutuhan dalam waktu 1-3 tahun Untuk konsumsi:  Penghasilan yang disisihkan untuk pembelian yang cukup besar untuk beberapa bulan mendatang Memiliki kepastian hasil tabungan yang anda kumpulkan untuk apa seharga berapa Untuk dana darurat  Investasi Penundaan konsumsi hari ini untuk mengharapkan terjadinya kenaikan kekayaan dalam jangka panjang dan konsumsi di masa depan ...